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Shyam Sai Ram Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,
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Grow your savings securely with Fixed Deposit (FD) Plans from Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited, offering transparent management, flexible deposit tenures, and interest benefits declared by the society under trusted and ethical co-operative practices.
The Fixed Deposit (FD) Scheme offered by Recurring Deposits is designed for members who prefer a secure, disciplined, and reliable savings option within a transparent co-operative framework. Managed under co-operative principles, FD schemes support financial stability and long-term financial planning.
Members can select their preferred deposit amount and tenure, ranging from short-term to longer-duration plans, based on individual savings goals. Interest on Fixed Deposits is applied as declared by the society from time to time for the selected tenure, ensuring clarity and transparency throughout the deposit period.
The Fixed Deposit option is ideal for members seeking to grow their savings securely without exposure to market fluctuations. It promotes financial discipline while offering a structured and dependable approach to planning future financial needs.
On maturity, members may choose to renew or reinvest their Fixed Deposits, supporting continuous savings growth. As per society norms, active Fixed Deposits may also be considered for loan support, subject to eligibility criteria and applicable rules.
Choose the Fixed Deposit Scheme of Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited to experience transparent management, structured savings, and confidence in a trusted co-operative system focused on member welfare and long-term financial security.
| Deposit Amount (₹) | 1 Year (12.5%) | 2 Years (13%) | 3 Years (13.5%) | 4 Years (14%) | 5 Years (14.5%) |
|---|---|---|---|---|---|
| 1000 | 1125 | 1260 | 1405 | 1560 | 1725 |
| 5000 | 5625 | 6300 | 7025 | 7800 | 8625 |
| 10000 | 11250 | 12600 | 14050 | 15600 | 17250 |
| 20000 | 22500 | 25200 | 28100 | 31200 | 34500 |
| 50000 | 56250 | 63000 | 70250 | 78000 | 86250 |
| Monthly Deposit (₹) | Months | Interest (₹) | Maturity Amount (₹) |
|---|---|---|---|
| 1000 | 72 | 28461 | 100461 |
| 1255 | 60 | 25870 | 100172 |
| 1650 | 48 | 21015 | 100215 |
| 2315 | 36 | 16698 | 100038 |
| Monthly Deposit (₹) | After 5 Years | After 10 Years | After 15 Years | After 25 Years |
|---|---|---|---|---|
| 6400 | 5,00,000 | 13,80,000 | 27,50,000 | 1,00,00,000 |
| Monthly Deposit (₹) | Period | Total Deposit (₹) | Lifetime Pension (₹) | Maturity (₹) |
|---|---|---|---|---|
| 1000 | 72 | 72000 | 1000 | 100461 |
| 1500 | 72 | 108000 | 1500 | 150692 |
| 2000 | 72 | 144000 | 2000 | 200922 |
| 3000 | 72 | 216000 | 3000 | 301383 |
| 5000 | 72 | 360000 | 5000 | 502305 |
Recurring Deposit Plans | Build Monthly Savings with Shyam Sai Ram Co-Operative
Become a member of Shyam Sai Ram Co-Operative (U) Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!
Shyam Sai Ram Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.
Shyam Sai Ram Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.
The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.
To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.
Yes, Shyam Sai Ram Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.
Shyam Sai Ram Society operates from its head office in Kirari Suleman Nagar, Delhi and mainly serves members from this and nearby regions.
Yes, Shyam Sai Ram Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.
Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.
Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.
Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.
The Fixed Deposit (FD) scheme of Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited is designed for members who prefer a secure and structured savings option with predictable interest benefits. Members can deposit a lump-sum amount for a fixed tenure and earn interest as declared by the society from time to time, in accordance with co-operative norms.
Members may choose from multiple tenure options based on their financial planning needs:
Interest on fixed deposits is calculated according to the selected tenure and society-declared terms, ensuring transparency and clarity throughout the deposit period.
The Fixed Deposit Scheme is ideal for members planning future financial goals such as education, family responsibilities, or long-term savings objectives. It promotes financial discipline while keeping funds within a trusted and regulated co-operative framework.
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Enjoy trusted savings plans FD, RD and affordable loans