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Shyam Sai Ram Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,
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Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited offers Recurring Deposit (RD) plans that help members save regularly through disciplined monthly contributions. Enjoy flexible deposit amounts, interest benefits declared by the society from time to time, and a secure, transparent co-operative framework designed to support long-term financial discipline and stability.
The Recurring Deposit (RD) Scheme offered by Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited is designed for members who wish to build savings gradually through regular monthly deposits. This scheme encourages financial discipline and supports members in planning both short-term and long-term financial goals within a trusted co-operative framework.
Under this scheme, members can choose a suitable monthly deposit amount along with a defined tenure, based on individual financial capacity. Interest benefits are applied as declared by the society from time to time, and the accumulated amount is payable at maturity in a transparent and well-structured manner.
The Recurring Deposit option is ideal for individuals who want to develop a consistent saving habit without financial strain. It promotes steady and disciplined savings growth and helps members plan for future needs such as education expenses, household requirements, or contingency funds.
As per society norms, active Recurring Deposit accounts may also be considered for loan support, subject to applicable rules and eligibility conditions. Transparent policies and ethical co-operative management ensure confidence and reliability for every member.
Begin your journey toward financial stability with the Recurring Deposit Scheme of Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited, where disciplined monthly savings support long-term financial planning in a secure and transparent co-operative environment.
| Monthly Amount (₹) | 1 Year (12%) | 2 Years (12.5%) | 3 Years (13%) | 4 Years (13.5%) | 5 Years (14%) |
|---|---|---|---|---|---|
| 300 | 3834 | 8137 | 12964 | 18369 | 24433 |
| 500 | 6390 | 13563 | 21607 | 30615 | 40721 |
| 1000 | 12780 | 27125 | 43213 | 61230 | 81441 |
| 2000 | 25560 | 54250 | 86426 | 122460 | 162882 |
| 5000 | 63900 | 135625 | 216065 | 306150 | 407205 |
Secure & Disciplined Savings with a Trusted Co-operative
Become a member of Shyam Sai Ram Co-Operative (U) Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!
Shyam Sai Ram Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.
Shyam Sai Ram Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.
The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.
To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.
Yes, Shyam Sai Ram Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.
Shyam Sai Ram Society operates from its head office in Kirari Suleman Nagar, Delhi and mainly serves members from this and nearby regions.
Yes, Shyam Sai Ram Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.
Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.
Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.
Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.
The Recurring Deposit (RD) scheme offered by Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited enables members to save a fixed amount every month and gradually accumulate savings over time. This scheme is well suited for individuals with regular income who wish to develop consistent saving habits and plan systematically for future financial goals.
Under the Recurring Deposit scheme, members deposit a predetermined monthly amount for a fixed tenure based on their convenience and capacity. Interest benefits are applied as declared by the society from time to time, and calculated transparently in accordance with co-operative guidelines, supporting both financial discipline and steady savings growth.
Key advantages of the RD scheme include flexible monthly contributions, structured maturity benefits, and the ability to plan for future needs such as education expenses, family responsibilities, or personal financial objectives. All deposits are managed within a secure, ethical, and transparent co-operative framework.
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Enjoy trusted savings plans FD, RD and affordable loans