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Shyam Sai Ram Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,
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Join Membership Plan 2 at Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited with a reduced initial contribution of ₹3,250. This plan is ideal for members who prefer a lower entry amount while becoming eligible to apply for loan facilities after completing 9 months of membership, under a transparent and co-operative financial system.
The Standard Membership Plan of Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited is designed for members who prefer a balanced entry into co-operative savings with eligibility to apply for loan facilities after completing the required membership period. This plan offers a transparent and structured approach to long-term financial association with the society.
Under this plan, members contribute towards Share Capital (₹2,500), Compulsory Deposit (₹200), Building Fund (₹200), Welfare (Kalyan) Fund (₹200), Entrance Fee (₹100), and Other Charges (₹50). These contributions support disciplined savings, member welfare, and smooth administrative functioning. The total payable amount is ₹3,250, as per society rules.
Members enrolled under the Standard Membership Plan become eligible to apply for loan facilities after completing 9 months of membership, subject to society norms and eligibility criteria. This plan encourages financial discipline while offering access to co-operative financial support.
The Standard Membership Plan is suitable for members seeking a moderate initial contribution, clear contribution structure, and a reliable co-operative system. Through this plan, Shyam Sai Ram Co-operative Society ensures transparency, ethical practices, and dependable financial support for its members.
Basic Membership Plan – Membership Plan-1 | Shyam Sai Ram Co-operative
Membership Plan 3 – Low-Cost Entry with Long-Term Benefits | Shyam Sai Ram Co-operative
Membership Plan – Minimal Entry Membership | Shyam Sai Ram Co-operative
Become a member of Shyam Sai Ram Co-Operative (U) Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!
Shyam Sai Ram Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.
Shyam Sai Ram Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.
The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.
To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.
Yes, Shyam Sai Ram Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.
Shyam Sai Ram Society operates from its head office in Kirari Suleman Nagar, Delhi and mainly serves members from this and nearby regions.
Yes, Shyam Sai Ram Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.
Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.
Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.
Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.
The Membership and Banking Services of Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited are designed to provide members with a secure, transparent, and technology-enabled financial experience. The society is a registered co-operative (Registration No. 10816) and operates with a strong commitment to accountability, ethical practices, and member convenience.
To ensure accurate and efficient financial operations, members are encouraged to use digital payment modes. The society accepts payments through NEFT, IMPS, and RTGS into its official bank account. For verification and proper record maintenance, members are requested to share payment confirmation via WhatsApp after completing transactions. This helps ensure that savings deposits and loan instalments are recorded promptly and securely.
To maintain financial discipline, members are advised to deposit their monthly instalments within the timelines communicated by the society. Timely payments support smooth operations and help avoid inconvenience or delays. Members may visit the society office on designated working days for passbook updates, documentation, and account reconciliation.
The society office operates during official working hours as notified from time to time. Members are requested to confirm office timings in advance for enquiries, documentation, or service-related assistance. Special arrangements may be announced on specific dates to ensure maximum member convenience.
Ideal for members seeking a modern, transparent, and well-regulated co-operative experience, Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited combines traditional co-operative values with digital efficiency, ensuring member safety, convenience, and financial reliability.
Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited is a trusted financial partner for members seeking secure savings and structured loan and repayment systems. By integrating digital banking facilities with strong co-operative principles, the society delivers services that are both accessible and professionally managed.
The society’s operational framework is built around member convenience and transparency. Digital payment options and structured communication channels reduce the need for frequent office visits while ensuring accurate and verifiable record-keeping. All activities are conducted in accordance with applicable co-operative regulations and ethical standards.
Key benefits of our Membership & Banking System:
Choosing Shyam Sai Ram Co-Operative (Urban) Thrift & Credit Society Limited means choosing a society that values trust, transparency, and member welfare. With a member-first approach and structured systems, the society remains committed to supporting long-term financial stability and confidence for all members.
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Enjoy trusted savings plans FD, RD and affordable loans