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Shyam Sai Ram Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Uttar Pradesh Co-operative Societies Act, 1965 (U.P. Act No. 11 of 1966).,
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Join Membership Plan 1 at Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited and begin your financial journey with a structured and transparent membership system. With defined deposits, low entry charges, and eligibility to apply for loans after the required period, this plan is ideal for new members seeking secure co-operative financial support.
The Basic Membership Plan of Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited is thoughtfully designed for new members who wish to begin their journey toward secure savings and reliable co-operative financial support. This plan offers a structured and transparent entry into the society, helping members build a strong financial foundation.
Under this plan, members contribute towards Share Capital (₹5,000), Compulsory Deposit (₹200), Building Fund (₹200), Welfare (Kalyan) Fund (₹200), Entrance Fee (₹100), and Other Charges (₹50). These contributions support member welfare, society development, and smooth administrative functioning. The total payable amount is ₹5,750, as per society rules.
By enrolling in the Basic Membership Plan, members become eligible to maintain savings and, after completing the required membership period, can apply for loan facilities as per society norms. This plan promotes disciplined saving habits while providing access to essential co-operative financial services.
Ideal for first-time members, the Basic Membership Plan reflects the core values of trust, transparency, and co-operation followed by Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited. It is a reliable starting point for members looking to achieve long-term financial stability through a trusted co-operative institution.
Membership Plan 2 – Smart Entry with Lower Initial Contribution | Shyam Sai Ram Co-operative
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Membership Plan – Minimal Entry Membership | Shyam Sai Ram Co-operative
Become a member of Shyam Sai Ram Co-Operative (U) Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!
Shyam Sai Ram Co-operative (U) Thrift & Credit Society is a registered urban co-operative that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.
Shyam Sai Ram Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.
The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.
To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.
Yes, Shyam Sai Ram Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.
Shyam Sai Ram Society operates from its head office in Kirari Suleman Nagar, Delhi and mainly serves members from this and nearby regions.
Yes, Shyam Sai Ram Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.
Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.
Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.
Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.
The Basic Membership Plan of Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited is designed for individuals taking their first step toward co-operative savings and long-term financial stability. This plan offers a transparent and structured entry into the society, allowing members to begin their financial journey with confidence.
Under this plan, members contribute towards Share Capital (₹5,000), Compulsory Deposit (₹200), Building Fund (₹200), Welfare (Kalyan) Fund (₹200), Entrance Fee (₹100), and Other Charges (₹50). These contributions support member welfare, society development, and smooth administrative functioning. The total payable amount is ₹5,750, as per society rules.
Members enrolled under the Basic Membership Plan are eligible to maintain savings and, after completing the required membership period, can apply for loan facilities as per society norms. The plan encourages financial discipline, transparency, and ethical co-operative practices, ensuring a secure and reliable experience for new members.
The Basic Membership Plan also promotes community involvement. Members may participate in meetings and co-operative activities that contribute to collective growth and welfare. Through this plan, members gain not only personal financial benefits but also become part of a trusted co-operative ecosystem.
Ideal for first-time members, this plan combines structured contributions, transparent management, and eligibility for future loan facilities, creating a strong foundation for a long-term association with Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited.
Membership Plan 1, also known as the Basic Membership Plan, is a suitable choice for individuals seeking a reliable and transparent start with Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited. The plan is structured to provide secure savings and eligibility for loan facilities as per society guidelines.
Key reasons to choose Membership Plan 1:
Choosing the Basic Membership Plan – Membership Plan 1 is a smart step toward secure savings, financial empowerment, and long-term association with a trusted co-operative society. Begin your journey with Shyam Sai Ram Co-operative (Urban) Thrift & Credit Society Limited and experience a transparent, member-centric financial environment.
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Enjoy trusted savings plans FD, RD and affordable loans